That means if your usual payday is on Friday, you can get it on Wednesday. If you set up paycheck direct deposit, you can get access to your funds up to two days early. Now, let's go over some of Chime's great features. Visa pays them a small percentage of your purchase every time you swipe your card. How is a completely free account possible? Chime makes money every time you use their Visa card. So it's a great choice for those with bad credit or poor banking history. There are no physical branches, though it has a wide ATM network so withdrawing money is not a problem.Īlso, unlike traditional banks, Chime does not check your credit or ChexSystems report when opening your account. Secured credit card to help you build creditĪll accounts are free with no monthly service fees, no minimum balance requirements, and no opening deposit.Ĭhime is online and mobile-only.Spending account with a Visa debit card.Is it right for you? Read on to learn how it works Overview: What is Chime? Opening an account is free and only takes about two minutes. Since then, it has continued to improve with excellent features like early direct deposit and free overdraft coverage. Chime launched in 2014 as a mobile-only app with a free checking and savings account.
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